Terms of service

NIYO JEWELLE — TERMS OF SERVICE

Last Updated: 12 October 2026

Welcome to Niyo Jewelle. These Terms of Service (“Terms”, “Terms of Service”) govern your access to and use of the Niyo Jewelle website, online store, products, services, content, features and related services (collectively, the “Services”).

In these Terms, “Niyo Jewelle”, “we”, “us” and “our” refer to Niyo Jewelle, the business operating this online store.

Niyo Jewelle is powered by Shopify, which provides the ecommerce platform that enables us to offer our products and Services to you. However, purchases made through our online store are transactions between you and Niyo Jewelle.

Please read these Terms carefully before accessing or using our Services. By accessing, browsing, creating an account, placing an order or otherwise using our Services, you agree to be bound by these Terms, our Privacy Policy, Return & Refund Policy, Shipping Policy, Cancellation Policy, and any other policies published on our website.

If you do not agree with these Terms, please do not access or use our Services.


SECTION 1 — ELIGIBILITY AND ACCOUNT

You must be legally capable of entering into a binding agreement under applicable Indian law to place an order or enter into a transaction with Niyo Jewelle.

If you are using our Services on behalf of another person or entity, you represent that you have the authority to bind that person or entity to these Terms.

You may be required to provide certain information when creating an account, placing an order, making a payment or using certain features of our Services.

You agree that all information you provide to us will be accurate, complete and current.

You are responsible for maintaining the confidentiality of your account credentials and for activities carried out through your account.

You must not:

  • create an account using false or misleading information;

  • impersonate another person;

  • share your account credentials in a manner that compromises account security;

  • sell, transfer or assign your account without our written permission; or

  • use another person's account without authorization.

We reserve the right to suspend or terminate accounts where we reasonably believe that these Terms have been violated or that fraudulent, abusive or unlawful activity has occurred.


SECTION 2 — PRODUCTS AND PRODUCT INFORMATION

Niyo Jewelle makes reasonable efforts to ensure that product descriptions, photographs, specifications, weights, measurements, colours, prices and other information displayed on our website are accurate and up to date.

However, actual product appearance may vary slightly due to:

  • screen resolution and device settings;

  • lighting and photography conditions;

  • natural variations in gemstones, metals and jewellery;

  • handcrafted or artisan manufacturing processes; and

  • other factors beyond our reasonable control.

For jewellery products, minor variations in dimensions, finish, texture, weight or appearance may occur, particularly where products are handcrafted.

Product images are intended to provide a visual representation and may not always reflect the exact physical size of an item.

Where product specifications such as metal purity, weight, stone details, hallmarking or HUID are provided, such information will be based on the applicable product records and available certification or compliance information.

We reserve the right to:

  • modify product descriptions;

  • update product specifications;

  • discontinue products;

  • correct errors;

  • limit quantities;

  • restrict sales to certain locations; or

  • refuse or cancel an order where reasonably necessary.

AI-Generated Model and Promotional Images

Niyo Jewelle may use AI-generated models and digitally created or enhanced lifestyle imagery to present jewellery in a styled or worn setting.

Such imagery is intended to demonstrate styling and presentation. The model, background, pose, lighting, and other visual elements may not represent a real photograph of a person wearing the jewellery.

The jewellery product itself is described in the relevant product listing. Customers should review the listed specifications and product information before placing an order.

Niyo Jewelle will take reasonable care to ensure that promotional imagery does not materially misrepresent the actual jewellery. This provision does not exclude or restrict any consumer rights available under applicable law.


SECTION 3 — JEWELLERY, HALLMARKING AND PRODUCT AUTHENTICITY

For applicable precious-metal jewellery, Niyo Jewelle will provide relevant product information and documentation in accordance with applicable laws and regulations.

Where applicable, jewellery may carry or be accompanied by relevant hallmarking, purity, HUID or certification information.

Customers should carefully review the product description and accompanying documentation provided with their purchase.

Hallmark, HUID and certification information applies to the specific jewellery article for which it is issued and should not be interpreted as a general certification covering other products.

Niyo Jewelle does not permit customers to alter, remove, tamper with or misuse product identification, hallmark, HUID, certification or other authenticity information.

Any alteration, resizing, engraving, polishing, repair or other modification after delivery may affect eligibility for return, exchange, refund or warranty-related claims, subject to our applicable policies and applicable law.


SECTION 4 — ORDERS AND ACCEPTANCE

When you place an order through our website, you are submitting a request to purchase the selected products.

An order acknowledgement or confirmation email confirms that we have received your order. It does not necessarily mean that the order has been finally accepted for fulfilment.

Niyo Jewelle reserves the right to accept, reject, limit or cancel an order for reasonable reasons, including:

  • product availability;

  • pricing or listing errors;

  • suspected fraud or unauthorized transactions;

  • incorrect customer or shipping information;

  • payment failure;

  • duplicate or unusually large orders;

  • technical errors;

  • inability to fulfil the order; or

  • circumstances beyond our reasonable control.

If we cancel an order after payment has been received, we will initiate the applicable refund in accordance with our Refund Policy and applicable payment-provider timelines.

You should carefully review your order before completing checkout.

Once an order has entered processing, cancellation may not be possible, particularly for customized, personalized, engraved, resized or made-to-order jewellery.


SECTION 5 — PRICES, TAXES AND BILLING

All prices displayed on the website are subject to change without prior notice.

The applicable price for a product will generally be the price displayed at the time the order is successfully placed, subject to correction of obvious pricing or technical errors.

Applicable taxes, including GST, will be charged as required under applicable law and may be reflected separately or included in the displayed price depending on the applicable website configuration.

Shipping or other applicable charges may be added during checkout.

Promotional offers, discounts and coupon codes may be subject to additional terms and conditions.

Unless expressly stated otherwise:

  • promotional discounts cannot be exchanged for cash;

  • multiple promotional codes may not be combined;

  • offers may have limited validity;

  • offers may be withdrawn or modified; and

  • promotional terms will apply to eligible orders.

You agree to provide accurate and complete billing and payment information.

You authorize the applicable payment provider to process the payment associated with your order.


SECTION 6 — PAYMENT

Payments may be processed through third-party payment gateways or payment service providers made available through our website.

Niyo Jewelle does not ordinarily store complete card information such as full credit/debit card numbers or CVV details on its own systems.

Payment processing may be subject to the terms, privacy policies and security procedures of the relevant payment service provider.

We may cancel or place an order on hold where a payment is unsuccessful, reversed, disputed, suspicious or otherwise not successfully authorized.

For Cash on Delivery orders, additional conditions, verification procedures, order-value limits or service-area restrictions may apply.


SECTION 7 — SHIPPING AND DELIVERY

Niyo Jewelle may use third-party logistics providers, courier companies, shipping aggregators or other delivery partners to fulfil orders.

Delivery estimates displayed on the website or communicated by us are indicative and may vary depending on:

  • destination;

  • courier availability;

  • weather;

  • public holidays;

  • operational disruptions;

  • customs or regulatory requirements, where applicable;

  • incorrect or incomplete shipping information;

  • remote or restricted delivery locations; and

  • events beyond our reasonable control.

A delay by a delivery partner does not automatically constitute a breach of these Terms.

Customers are responsible for providing accurate delivery information, including name, address, PIN code and contact details.

If an order cannot be delivered because incorrect or incomplete information was provided by the customer, additional delivery charges or re-shipping requirements may apply.

Please refer to our Shipping Policy for detailed delivery terms.


SECTION 8 — DELIVERY, RISK AND INSPECTION

Customers should inspect jewellery packages carefully upon delivery.

For high-value jewellery orders, customers are strongly encouraged to record an uninterrupted unboxing video showing:

  1. the sealed package;

  2. the shipping label;

  3. the condition of the outer packaging;

  4. the opening of the package; and

  5. the product and accompanying documentation.

Where a product appears damaged, incorrect or tampered with, customers should contact support@niyojewelle.com as soon as possible and preferably within the reporting period specified in our Return & Refund Policy.

Nothing in these Terms limits any rights or remedies available to consumers under applicable law.


SECTION 9 — RETURNS, REFUNDS AND EXCHANGES

Returns, refunds, cancellations and exchanges are governed by our applicable Return & Refund Policy and Cancellation Policy.

Jewellery must satisfy the relevant eligibility conditions before a return, refund or exchange can be approved.

For jewellery, we may inspect:

  • product identity;

  • product condition;

  • weight;

  • purity;

  • hallmark/HUID details where applicable;

  • certificates;

  • tags;

  • packaging;

  • accessories;

  • signs of wear or use;

  • resizing or alteration;

  • engraving;

  • damage; and

  • other relevant product characteristics.

Where applicable, refunds will be processed after the returned product has been received and inspected.

Our policies do not limit any mandatory consumer rights available under applicable Indian law.


SECTION 10 — CUSTOM AND PERSONALIZED JEWELLERY

Certain jewellery may be customized, personalized, engraved, resized, altered or manufactured specifically according to customer instructions.

Such products may not be eligible for cancellation, return, exchange or refund once production or customization has commenced, except where required by applicable law or where the product is defective, damaged, incorrect or otherwise fails to conform to the agreed order.

Before placing a customized order, customers should carefully verify:

  • size;

  • measurements;

  • engraving text;

  • personalization details;

  • product specifications;

  • metal type;

  • gemstone details; and

  • other customization instructions.

Niyo Jewelle is not responsible for customer-provided customization information that was submitted incorrectly, subject to applicable law.


SECTION 11 — INTELLECTUAL PROPERTY

All content available through the Services, including but not limited to:

  • Niyo Jewelle name and branding;

  • logos;

  • product names;

  • product photographs;

  • jewellery designs where applicable;

  • graphics;

  • text;

  • descriptions;

  • videos;

  • audio;

  • website layouts;

  • icons;

  • illustrations;

  • software;

  • product information; and

  • other materials

is owned by, licensed to, or otherwise lawfully used by Niyo Jewelle and is protected by applicable intellectual property laws.

You may access and use the website for personal and lawful shopping purposes.

You must not, without our prior written permission:

  • copy or reproduce our content;

  • download or commercially exploit product photographs;

  • reproduce jewellery designs or creative materials;

  • modify or create derivative works;

  • redistribute website content;

  • use our branding or trademarks;

  • scrape or systematically collect website content; or

  • use our content for commercial purposes.

Niyo Jewelle and associated branding are proprietary to the applicable rights holder.

Nothing in these Terms grants you ownership or a licence to use our intellectual property except as expressly permitted.

Niyo Jewell retains all rights not expressly granted under these Terms.


SECTION 12 — CUSTOMER REVIEWS AND FEEDBACK

If you submit reviews, photographs, comments, suggestions, testimonials, feedback or other content (“Feedback”) to Niyo Jewelle, you represent that:

  • the content is truthful to the best of your knowledge;

  • you have the necessary rights to submit it;

  • it does not infringe another person's rights;

  • it does not contain unlawful, defamatory, abusive or misleading material;

  • it does not contain malicious software; and

  • it does not violate these Terms.

By submitting Feedback, you grant Niyo Jewelle a non-exclusive, royalty-free, worldwide licence to use, reproduce, display, publish, adapt and distribute that Feedback for legitimate business purposes, including website presentation, marketing and promotional activities, subject to applicable law.

We may moderate, edit or remove Feedback where reasonably necessary, including where it is unlawful, misleading, offensive, fraudulent, defamatory or otherwise violates these Terms.


SECTION 13 — THIRD-PARTY SERVICES AND LINKS

Our Services may use or provide access to third-party services, applications, payment providers, shipping providers, analytics services, social media platforms or other external tools.

Third-party services may have their own terms and privacy policies.

Niyo Jewelle is not responsible for the independent policies, security practices, availability or performance of third-party services that are outside our reasonable control.

Where you use a third-party service through our website, you should review the relevant provider's terms and privacy policy.

Links to third-party websites are provided for convenience and do not necessarily constitute endorsement by Niyo Jewelle.


SECTION 14 — SHOPIFY

Niyo Jewelle's online store is powered by Shopify.

Shopify provides the ecommerce technology and infrastructure that enables us to operate our online store.

However, the purchase of products through our store is a transaction between you and Niyo Jewelle.

Shopify is not the seller of Niyo Jewelle products and is not responsible for:

  • the products sold by Niyo Jewelle;

  • product quality;

  • product descriptions;

  • fulfilment;

  • returns;

  • refunds;

  • exchanges;

  • customer service;

  • shipping arrangements; or

  • disputes arising directly between you and Niyo Jewelle regarding your purchase.

Your use of Shopify-powered portions of the Services may also be subject to Shopify's applicable terms and privacy policies.


SECTION 15 — PRIVACY

Your use of our Services is subject to our Privacy Policy.

Our Privacy Policy explains how Niyo Jewelle collects, uses, stores, shares and protects personal information.

By using our Services, you acknowledge that you have reviewed our Privacy Policy.

Certain information may also be processed by Shopify and other third-party service providers in connection with providing the Services.

Please refer to our Privacy Policy for further information.


SECTION 16 — PROHIBITED USES

You may use our Services only for lawful purposes.

You must not use the Services:

  • for any unlawful or fraudulent purpose;

  • to impersonate another person or entity;

  • to provide false or misleading information;

  • to interfere with the operation of our website;

  • to introduce viruses, malware or malicious code;

  • to attempt unauthorized access to our systems;

  • to infringe intellectual property rights;

  • to collect personal information of other customers without authorization;

  • to conduct unauthorized scraping or automated data collection;

  • to exploit website vulnerabilities;

  • to circumvent security or access controls;

  • to interfere with payment or checkout systems;

  • to place fraudulent or abusive orders;

  • to misuse promotional codes or offers;

  • to resell or commercially exploit our products without authorization; or

  • to engage in any activity that may harm Niyo Jewelle, our customers, service providers or the Services.

We reserve the right to suspend, restrict or terminate access where we reasonably believe that prohibited activity has occurred.


SECTION 17 — AUTOMATED SYSTEMS AND AGENTS

You must not use automated systems, bots, crawlers, scraping tools, AI agents or similar technologies to access, monitor, copy, extract, manipulate or interact with our Services in a manner that:

  • violates these Terms;

  • circumvents technical restrictions;

  • places unreasonable load on our systems;

  • interferes with normal website operation;

  • bypasses security mechanisms;

  • collects customer or personal information without authorization; or

  • infringes our intellectual property rights.

We may implement technical measures to limit or block automated access where necessary to protect the Services, our customers and our business.

This section does not restrict lawful accessibility tools, search engine indexing or other activities that we expressly permit.


SECTION 18 — ERRORS, INACCURACIES AND OMISSIONS

Occasionally, information on our website may contain typographical errors, inaccuracies or omissions relating to:

  • product descriptions;

  • pricing;

  • discounts;

  • taxes;

  • availability;

  • product specifications;

  • shipping charges;

  • delivery estimates; or

  • other information.

We reserve the right to correct such errors and update information where reasonably necessary.

If an obvious pricing or listing error affects an order, we may contact you before fulfilment to confirm whether you wish to proceed at the correct price.

If an order is cancelled due to an error after payment has been received, the applicable amount will be refunded in accordance with our refund process.


SECTION 19 — SUSPENSION AND TERMINATION

We may suspend or terminate your access to the Services where reasonably necessary, including where:

  • you violate these Terms;

  • fraudulent or abusive activity is suspected;

  • your account presents a security risk;

  • your activity may harm our website or other users; or

  • required by applicable law.

Termination does not affect rights or obligations that accrued before termination.

Provisions relating to intellectual property, privacy, liability, indemnification, dispute resolution and other provisions intended by their nature to survive termination will continue to apply.


SECTION 20 — DISCLAIMER

To the maximum extent permitted by applicable law, the Services are provided on an “as available” basis.

We make reasonable efforts to maintain accurate product and website information, but we do not guarantee that:

  • the website will always be available;

  • the Services will be uninterrupted;

  • the website will always be error-free;

  • all information will always be complete or current; or

  • technical defects will always be corrected immediately.

Nothing in these Terms excludes or limits any warranty, guarantee, right or remedy that cannot lawfully be excluded or limited under applicable Indian law.


SECTION 21 — LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Niyo Jewelle and its owners, employees, contractors, service providers and affiliates will not be liable for indirect, incidental, special or consequential losses arising from your use of the Services.

This may include, where legally permissible, loss of profits, business interruption, loss of data or other indirect losses.

However, nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law, including rights and remedies available to consumers under applicable Indian law.

For product-related claims, our liability will be subject to applicable law and the specific circumstances of the transaction, including any applicable return, refund, replacement or warranty rights.


SECTION 22 — INDEMNIFICATION

To the extent permitted by applicable law, you agree to indemnify and hold harmless Niyo Jewelle, its owners, employees, contractors, service providers and affiliates from claims, losses, damages and reasonable expenses arising from:

  • your material breach of these Terms;

  • your unlawful use of the Services;

  • your violation of another person's rights; or

  • fraudulent or unauthorized activity carried out through your account.

This provision does not limit any rights or protections available to consumers under applicable law.


SECTION 23 — SEVERABILITY

If any provision of these Terms is found to be unlawful, invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law and the remaining provisions will continue in full force and effect.


SECTION 24 — WAIVER AND ENTIRE AGREEMENT

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

These Terms, together with our Privacy Policy, Return & Refund Policy, Shipping Policy, Cancellation Policy and other policies expressly incorporated into these Terms, constitute the agreement governing your use of our Services.

If there is a conflict between these Terms and a specific policy relating to a particular transaction, the more specific policy may apply to that transaction to the extent permitted by law.


SECTION 25 — ASSIGNMENT

You may not transfer or assign your rights or obligations under these Terms without our prior written consent.

Niyo Jewelle may transfer or assign its rights and obligations in connection with a business restructuring, sale, merger, acquisition or other legitimate business transaction, subject to applicable law.


SECTION 26 — GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and interpreted in accordance with the laws of India.

Subject to applicable consumer protection laws and any mandatory dispute-resolution rights available to customers, disputes arising from or relating to these Terms or purchases made through the Services shall be subject to the jurisdiction of the competent courts having jurisdiction over Raipur, Chhattisgarh, India.

Nothing in this section prevents a consumer from exercising any mandatory rights or remedies available under applicable consumer protection law.


SECTION 27 — CONSUMER RIGHTS

Nothing in these Terms is intended to take away or restrict any statutory rights or protections available to consumers under applicable Indian law.

Where applicable, customers may have rights under consumer protection, ecommerce, taxation, hallmarking, data protection, payment, and other applicable laws and regulations.

If any provision of these Terms conflicts with a mandatory legal requirement, the applicable legal requirement will prevail to the extent of the conflict.


SECTION 28 — CHANGES TO THESE TERMS

We may update these Terms from time to time to reflect changes to our Services, products, business practices, legal requirements or other circumstances.

The updated version will be published on this page with a revised “Last Updated” date.

Where required by applicable law, we may provide additional notice of material changes.

Your continued use of the Services after the updated Terms become effective constitutes acceptance of the updated Terms, to the extent permitted by law.


SECTION 29 — CONTACT INFORMATION

If you have questions, concerns or requests regarding these Terms of Service, please contact us:

Niyo Jewelle

Address:
Shop No. 4, Daga Complex
Near Sarafa Bhawan, Halwai Lane
Sadar Bazar
Raipur, Chhattisgarh – 492001
India

Customer Support:
support@niyojewelle.com

General Enquiries:
info@niyojewelle.com

Business & Official Communication:
contact@niyojewelle.com


COPYRIGHT

© 2026 Niyo Jewell. All rights reserved.

Niyo Jewelle is the customer-facing brand name of Niyo Jewell.

Unauthorized copying, reproduction, distribution or commercial use of the content, product photography, branding or other intellectual property of Niyo Jewelle is prohibited except as permitted by applicable law or with prior written authorization.